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Equity Grant Calculator

Calculate your optimal equity allocation strategy with detailed breakpoint analysis

1
Allocate Your Investment
Options: 0% RSUs: 0%
$0
Options Budget
$0
RSUs Budget
2
Calculate Equity Quantities & Growth Parameters
Target: $0

Note: For Options, you pay the strike price per option. For RSUs, you pay the current share price per unit.

0
Stock Options
0
RSUs
📊 How we calculate quantities ▼
3
Vesting Schedule Analysis

Configure Vesting Schedule

Options Vesting

Tranche Date Type Status Quantity Cumulative % Value at Target

RSUs Vesting

Tranche Date Type Status Quantity Cumulative % Value at Target

Vesting Schedule:

Year 1: 25% cliff vesting (nothing vests until 12 months)
Years 2-4: 25% per year (regular vesting)
Total vesting period: 4 years
4
Departure Planning

Employment Status Planning

5
Breakpoint Analysis
$0
Breakpoint Share Price

At this price, Options and RSUs provide equal net value after taxes

Breakpoint Calculation:

Breakpoint Price The share price where Options and RSUs have equal net value. Above this price, Options are better. Below this price, RSUs are better. = (Strike Price The price you pay to exercise each option × Number of Options Total options you can buy with your budget ) ÷ (Number of Options Total options you can buy - Number of RSUs Total RSUs you can buy with your budget )
What this means:
• At the breakpoint price, both options and RSUs give you the same profit after taxes
• If you think the stock will go above this price → Choose Options
• If you think the stock will stay below this price → Choose RSUs
• The formula works because: (Share Price - Strike) × Options × (1 - Tax) = Share Price × RSUs × (1 - Tax)
$0
Options Value at Target Price
Options Net Value Formula:
= (Target Price - Strike Price) × Number of Options × (1 - Tax Rate)

Breakdown:
• Intrinsic Value = Max(0, Target Price - Strike Price)
• Gross Value = Intrinsic Value × Number of Options
• Net Value = Gross Value × (1 - Tax Rate)
• Only profitable if Target Price > Strike Price
$0
RSUs Value at Target Price
RSUs Net Value Formula:
= Target Price × Number of RSUs × (1 - Tax Rate)

Breakdown:
• Gross Value = Target Price × Number of RSUs
• Net Value = Gross Value × (1 - Tax Rate)
• RSUs have value at any price above $0
• No strike price or exercise cost
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Better Choice at Target
Comparison Logic:
• Compares net values after taxes
• Options Win: When target price > breakpoint price
• RSUs Win: When target price < breakpoint price

Decision factors:
• Risk tolerance • Growth expectations
• Tax implications • Liquidity needs
$0
Total Tax Impact
Total Tax Breakdown:
= Options Taxes + RSUs Taxes

📊 Current Breakdown:
• Options Taxes: $0
• RSUs Taxes: $0
• Total: $0

📋 Formulas:
• Options: (Target Price - Strike Price) × Options × Tax Rate
• RSUs: Target Price × RSUs × Tax Rate
$0
Total Gains Delivered
Total Lifetime Equity Value:
= Value Delivered + Options Value + RSUs Value

📊 Breakdown:
• Past Gains: $0
• Future Options: $0
• Future RSUs: $0
• Total: $0

💡 Purpose:
Shows your complete equity compensation picture including both realized and projected gains.

Why This Choice is Better

Enter your parameters above to see a detailed analysis of which option is better for your situation.

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